Most lending firms nowadays would hire these so called debt collector to recover the money owed to them by creditors. So if you owe a lending firm some money, you might be contacted by one of these so called debt collectors. Now, there are a couple of ways on how a debt collector would get in touch with you, they would phone you, write to you, or even visit you at home to talk to you about your debt and the ways of paying it back.
But do you know your rights and as of how far these debt collector goes through in asking you to pay back the money you owe? Well, it might help to let you know that there is a law that eliminates abusive practices in the collection of consumer debt and this law is called the Fair Debt Collection Practices Act. This FDCPA has a written rule on what a debt collector cannot do and those debt collectors and their agencies that have been caught breaching these rules would end with a penalty form the government.
So, what do you do if you found out that a debt collector is breaching the FDCPA rules and violating your rights? You can hire a lawyer or get in touch with creditlaw.com, a law consumer law firm set up to help people being abuse by debt collectors. Getting in touch with creditlaw.com is fast, easy, confidential, and best of all it is free! I know how it feels being harassed by this so called debt collectors as I was once a victim too. I tell you, nobody deserves to be abused by these debt collectors. So take your step now to stop it! You never know, you might also be entitled for compensation due to damages.